A plus Funding is the smart choice
Join our Interest Rate Watch List.
We'll Alert You When It's Time to Refinance
At A Plus Funding, we monitor the mortgage markets daily so you don't have to. Interest rates fluctuate constantly—sometimes multiple times a day—and timing your refinance correctly can mean thousands in long-term savings.
How We Watch the Market for You
Our team tracks national rate trends, economic indicators, Federal Reserve policy changes, and local market conditions to identify opportunities the moment they emerge. When rates drop enough to lower your monthly payment or accelerate your payoff timeline, we'll reach out personally.
Personalized Alerts, Not Spam
We don't send generic rate blasts. Instead, we analyze your specific loan—your current balance, term, and interest rate—to determine when refinancing would genuinely benefit you. You'll receive a clear, no-obligation notification showing exactly how much you could save, along with a transparent quote that details every cost and benefit.
Relax. We're Watching.
With A Plus Funding's Refi Watch List, you can rest easy knowing we're actively monitoring opportunities on your behalf. We only reach out when the numbers make real financial sense—so you can make confident decisions without the constant worry of missing the right moment.
ask us anything!
Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
(909) 294-2276
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
Timelines vary based on your loan type and documentation. We work to move quickly while meeting all investor and regulatory requirements.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
Contact info
A Plus Funding – Licensed by the California Department of Real Estate.
Broker DRE Lic. #01510065 • NMLS Company ID #2390271
Individual MLO: Mohamed Zebdiyeh – NMLS #338435
11799 Sebastian Way, Ste 103
Rancho Cucamonga, CA 91730
(909) 294-2276
Privacy Policy & Terms and Conditions
© Copyright A Plus Funding 2025. All rights reserved.
Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status.
